Personal Liability in the Homeowner’s Insurance Policy Owning or renting a residence has a certain amount of risk associated with it. Anyone who visits your residence can become a plaintiff in a lawsuit against you if they are injured at … Continue reading
James Sullivan
How Life Insurance Can Protect a Business The need for life insurance for the business is usually discussed in two very important aspects; Key Man insurance and Buy/Sell Agreements. In both scenarios, life insurance is the lowest cost funding vehicle. … Continue reading
Directors & Officers Liability Insurance Any board member or company officer serving at a for-profit or non-profit company is at risk of being accused of wrongful misconduct when they are acting on behalf of the organization they represent. Directors & … Continue reading
Whole Again Why is life insurance so important for families? There may be no better motivation for purchasing life insurance than protecting family and loved ones. Most young married couples begin accumulating debt while building the family. Cars are purchased, … Continue reading
Business Liability Insurance Being a business owner can be very rewarding. You are able to set your own schedule, do what you feel passionate about, and you’re only responsible to your customers. Many people dream of being self-employed but, sometimes … Continue reading
Car Insurance Pitfalls to Avoid In today’s technology driven world, you might assume that most consumers would be educated when it comes to auto insurance, but it appears that such is not the case. In fact, many consumers begin looking … Continue reading
What Does an Auto Insurance Policy Cover? In every U.S. state, if you own a vehicle, you must purchase liability insurance that will pay for injury expenses and property damage expenses if you are in an at-fault accident. The state … Continue reading
5 Ways to Save on Car Insurance There are television ads everywhere that proclaim if you give them 15 minutes, you can save $300 (or whatever) on your car insurance. Maybe they will or maybe the won’t. Insurance rates do … Continue reading
How homeowners insurance policies make you pay more upfront before they ever pay a claim. Have you noticed lately that cartons of ice cream or frozen yogurt have gotten a little smaller? This is a marketing trick that many manufacturers … Continue reading
Most homeowner’s insurance policies are written as a package policy. By this I mean, there is a specific amount of coverage for the dwelling (house) and all other coverage is a percentage of that amount. In other words, if the … Continue reading