Personal Property & Causality Insurance

personal property insurancePersonal Automobile: This coverage protects your vehicle against physical damage as well as personal liability. If you carry collision coverage we will pay the cost to repair your vehicle minus any deductibles. If you carry comprehensive coverage we will pay for glass damage, theft & fire. If you injure someone in an accident or you are injured in an accident the policy will provide coverage based on the limits you choose.

Motorcycle: This coverage protects your motorcycle against physical damage as well as personal liability. If you carry collision coverage we will pay the cost to repair your motorcycle minus any deductibles. If you carry comprehensive coverage we will pay for glass damage, theft & fire. If you injure someone in an accident or you are injured in an accident the policy will provide coverage based on the limits you choose.

Boat: This coverage protects your boat against physical damage as well as personal liability. If you carry collision coverage we will pay the cost to repair your boat minus any deductibles. If you carry comprehensive coverage we will pay for glass damage, theft & fire. If you injure someone in an accident or you are injured in an accident the policy will provide coverage based on the limits you choose.

Homeowners: This coverage protects your residence against many different types of loss. The limits and types of coverage can very based on several factors. Homeowner’s insurance policies contain property and liability coverage sections that can protect you against physical damage as well as lawsuits.

Condominium: This coverage protects your condominium against many different types of loss. The limits and types of coverage can very based on several factors. Condominium policies contain property and liability coverage sections that can protect you against physical damage as well as lawsuits. These policies can also include coverage for loss assessment.

Renters: This coverage protects your contents against many different types of loss. The limits and types of coverage can very based on several factors. Renter’s policies contain property and liability coverage sections that can protect you against physical damage as well as lawsuits.

Personal Umbrella: This coverage provides additional liability coverage above and beyond what your underlying automobile or homeowner’s policy provides. The limits available vary by company.

Valuable Items: This coverage protects items such as jewelry, fine arts, antiques & collectibles. It is often purchased in conjunction with a homeowners, condominium or renters insurance policy but can be written stand alone with some carriers.